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The amount you should have in your 401(k) retirement account depends on various factors such as your age, income, retirement goals, and investment strategy. 

As a general guideline, financial planners often recommend aiming to have a certain multiple of your annual income saved by specific age milestones. For example:

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1. By age 30: Aim to have the equivalent of your annual salary saved in your 401(k).

2. By age 40: Aim to have three times your annual salary saved.

3. By age 50: Aim to have six times your annual salary saved.

4. By age 60: Aim to have eight times your annual salary saved.

5. By retirement: Aim to have at least 10 to 12 times your annual salary saved.

These are just general guidelines, and your specific situation may vary. It's essential to consider factors such as your lifestyle, retirement goals, expected retirement age, other sources of retirement income (such as Social Security), and investment returns when determining how much you should have saved in your 401(k). Consulting with a financial advisor can help you develop a personalized retirement savings plan based on your individual circumstances and goals.
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