Writing a check with cents involves a few simple steps. Here's a guide:
1. **Date**: Start by writing the current date on the top right-hand corner of the check.
2. **Payee**: Write the name of the person or organization you're paying on the "Pay to the order of" line. Make sure to write the name clearly and accurately.
3. **Dollar Amount in Words**: Below the payee line, write out the dollar amount in words. Start at the left edge of the line and end with "and" before writing the cents. For example, if you're paying $45.75, you would write "Forty-five and 75/100".
4. **Dollar Amount in Numbers**: In the box to the right of the payee line, write the dollar amount numerically. Start writing as far to the left as possible to prevent anyone from adding extra numbers. For the example above, you would write "45.75".
5. **Memo (Optional)**: You can write a memo on the line provided to note the purpose of the payment. This step is optional but can be helpful for your records or for the payee to identify the payment.
6. **Signature**: Sign the check in the bottom right-hand corner. Your signature is necessary to authorize the payment.
7. **Security Features**: Finally, make sure to fill out any security features provided on the check, such as the check number, routing number, and account number at the bottom of the check.
Once you've filled out all the necessary information, double-check to ensure accuracy before handing over the check as payment. Remember that checks are legal documents, so it's important to fill them out carefully and accurately.