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The average cost of full coverage car insurance in the United States is around $1,895 per year, or $158 per month [1, 2, 3]. However, the actual cost for you will vary depending on several factors:

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  • Your location: Car insurance rates can vary significantly by state.
  • Your age: Younger drivers typically pay more for car insurance.
  • Your driving record: Accidents, tickets, and DUIs will increase your rates.
  • Your car: The make, model, and year of your car can affect your insurance cost. A sports car or a car with a high theft rate will generally be more expensive to insure.
  • Your driving habits: How much you drive and how far you commute can affect your rates.
  • Your credit score: In many states, your credit score is a factor in your car insurance premium.

Here are some resources that can help you estimate the cost of full coverage car insurance for you:

  • Car insurance comparison websites: These websites allow you to enter your information and get quotes from multiple insurance companies. Some popular options include:
  • Major car insurance companies: You can visit the websites of major car insurance companies like State Farm, Geico, Progressive, or Allstate to get a quote.

Here are some additional tips for saving money on full coverage car insurance:

  • Shop around: Get quotes from multiple insurance companies before you buy a policy.
  • Raise your deductible: A deductible is the amount you pay out of pocket before your insurance kicks in. Increasing your deductible can lower your premium, but make sure you can afford the higher deductible if you need to file a claim.
  • Maintain a good driving record: Avoid accidents and tickets to keep your rates low.
  • Take advantage of discounts: Many insurance companies offer discounts for things like good students, low mileage, bundling your car insurance with your home insurance, or taking defensive driving courses.

I hope this helps!

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