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You can send money to someone using Apple Pay through two methods: Messages app or the Wallet app. Both require the recipient to also have an iPhone or iPad with Apple Pay enabled.

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Using Messages App:

  1. Open Messages and start a new conversation or open an existing one.
  2. Tap the Apple Cash icon (it looks like a money bag with a dollar sign). If you don't see it, tap the "..." icon first.
  3. Enter the amount you want to send.
  4. Tap "Send" and then confirm the payment with Face ID, Touch ID, or your passcode.

Using Wallet App:

  1. Open the Wallet app.
  2. Tap your Apple Cash card.
  3. Tap "Send or Request."
  4. Select the recipient from your contacts or add a new contact information.
  5. Enter the amount and tap "Next."
  6. Confirm the payment with Face ID, Touch ID, or your passcode.

Additional Notes:

  • Both you and the recipient need to be in the U.S. to use Apple Cash for sending and receiving money.
  • The recipient doesn't necessarily need to have Apple Cash enabled to receive your payment. They will receive a notification to accept the money in their Wallet app.
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